Go For It

A Day in the Life of a CAP (Christians Against Poverty) Debt Coach …

Late Monday afternoon: a message arrives from a Befriender to say her client missed a court hearing regarding rent arrears and will be evicted at the end of the month.

Part-time Debt Coach, Angela, phones Shelter Scotland first thing on Tuesday morning to see whether their legal team can intervene and buy us some time to help client L. And she sends an urgent message to the Church Prayer Group asking them to pray that the eviction will be stopped. The Pray-ers go to work and Shelter agrees to work with us and together we get a new hearing scheduled, giving CAP staff enough time to prepare a budget and personalised debt advice and the family agree to pay into their CAP Debt Plan. The situation is not completely resolved yet, but we continue to work and pray that it would result in a good outcome.

Meanwhile, Angela’s off to Blairgowrie to visit a new client there. We’re delighted with the way our CAP services are expanding in that area, with several new people offering to train as Befrienders, ready to assist future clients.

CAP’s work is always constrained by the availability of compassionate, willing people who will walk the road out of debt with our clients.

This is good news because we know that parts of Blairgowrie sit in the lowest quintile of the Scottish Index of Multiple Deprivation on several indicators and there are many people there whom CAP can help out of debt. Four hours later Angela’s back in the Aberfeldy office dealing with the voluminous paperwork which now needs to be submitted to CAP HQ in Bradford to allow them to contact creditors, reschedule debt and devise a future budget to discuss with the Blairgowrie client.

Next comes a meeting with Pam (Community Links Co-ordinator) and Katie (Church Links Coordinator) to plan the Glenshee Residential Chillin’ Weekend – an annual CAPuccino Club event –for our entire CAP family: clients, befrienders and supporters.  What’s on the agenda there, you ask? Well, you can have a pamper session with a foot spa or a hand massage and/or a manicure; or you could attend a ‘Cooking on a Budget’ session; or take part in some of the outdoor activities on offer: maybe archery, zipline, rock climbing; or you could just chill out in the lounge with some coffee and home-baking and enjoy a blether with friendly folk. We offer these weekends free to all our clients, along with other outings as part of the CAPpuccino Club.

PS: Hot off the press ……. Client L has agreed to work with CAP and has a new court hearing this week regarding their eviction.  The legal team from Shelter believes that the landlord will seek an 8-week continuation.  So, we pray on for this to be granted and for the client to pay into their CAP Plan and make the payments to the landlord, as agreed.

Angela certainly has been working on her clients’ behalf with Shelter’s help but the entire CAP family in Highland Perthshire knows that we depend entirely on God’s faithfulness and provision in this unique ministry – “unless the Lord builds the house, the builders labour in vain.” (Psalm 127:1).  We are continually encouraged and affirmed in this ministry by the amazing answers to prayer and changes to people’s lives which we see week by week.

Katie Allstaff
Chair of the Strategy Team
Christians Against Poverty (CAP) Highland Perthshire Debt Centre

About CAP Highland Perthshire Debt Centre

CAP Highland Perthshire Debt Centre are using a Go For It Main Grant to provide a free debt counselling service and one to one support; working with each client until they become debt free, and teaching budgeting skills.

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This entry was posted in Creating work which is genuinely innovative and shares good practice with others, Meeting identified needs in the community, Nurturing Christian faith within and beyond the church, Tackling poverty and/or social injustice, Uncategorized. Bookmark the permalink.


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